Turn Your Gold
Into Financial Power

Instant cash loans against physical and digital gold - powered by Dhahaby.
Join the Waitlist
Dhahaby is a technology platform that provides licenced finance companies with the rails to offer
fair, fast, and Sharia‑compliant credit secured by your precious assets.
Launch
Partner UAE
A Note from Our Team
We’re Almost Ready
We know many of you are eager to use Dhahaby — and we’re just as eager to serve you. Right now, we’re working closely with licensed partners and regulators to ensure every feature launches safely and responsibly.
Your patience and enthusiasm mean everything.
Stay tuned — the gold‑backed future of finance is almost here.
Join the Waitlist
Stay tuned!
We’ll send you an email once Dhahaby officially goes live.
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No spam, just your golden update.
Launching First
Fast Cash Loans Against Gold
We’re starting with what customers know and trust —
gold and gold jewellery.
No hidden fees. No distress sales. No uncertainty.
Next up: digital gold, gemstones, designer jewellery, and even luxury watches —
because your assets should work for you.
Certified appraisal at a nearby jeweller or through secure pickup.
Loan‑to‑value up to 75%. Sharia‑compliant financing. Fully insured storage. Instant disbursement once approved.
Coming Soon
Unlock More with Dhahaby
After our first launch, Dhahaby will introduce a full ecosystem of
products designed to help you access, protect, and grow your wealth — fairly and flexibly.

Telegram Access

Tokenize your gold/jewellery & apply for finance easily — all from Telegram.

Open Mini App
Coming Soon

Gold‑Backed Credit Card

a revolving line of credit secured by your gold.

Coming Soon

Instant Sell for Cash

convert your digital gold into cash instantly.

Coming Soon

Custody & Insurance

institutional‑grade vaulting with coverage.

Coming Soon

Own. Tokenise. Trade.

Own digital gold backed by 999 pure gold or tokenize old gold

Which feature should we launch next?
After our first launch, Dhahaby will introduce a full ecosystem of products designed to help you access, protect, and grow your wealth — fairly and flexibly.
Why Dhahaby — The Problem & Our Fix
Borrowers overpay.
Lenders hesitate. Everyone loses.
Across the GCC, millions rely on gold‑backed loans yet most face high rates and opaque terms.
Dhahaby de‑risks lending by combining AI‑assisted valuation, insured custody, and transparent pricing —
enabling fairer rates from regulated finance partners.
Shariah & Trust — Faith. Fairness. Finance.
Every Dhahaby process
follows the principles
of Islamic finance:
Gharar‑Free (No uncertainty)
Maisir‑Free (No speculation)
Ethical Profit (Fair trade, real assets)
All partner products are reviewed by qualified Shariah advisors and executed by regulated institutions.
Certified Appraisal Network
Your gold deserves precision
powered by technology and perfected by experts.
Our intelligent valuation engine benchmarks your asset against live market data and purity analytics — but the final word always rests with our Dhahaby‑certified jewellers, ensuring every valuation is fair, transparent, and trusted.
Launch Partners
UAE - Dhakan Jewellers
Qatar - Marhaba Jewellers
Additional jeweller partners to be announced soon.
Our Trusted Partners
Built on trust.
Backed by leaders.
Finance partners include Mawarid Finance PJSC (licensed by the Central Bank of the UAE).
Venture backed by Antler and Qatar Development Bank. Digital gold provided by Comtech.
Achievements & Recognition
These recognitions reflect Dhahaby’s progress in building fair, transparent,
and Shariah‑aligned gold finance infrastructure.
Uzbekistan IT Park Challenge
Runner‑Up — ADIB Global Digital Assets Challenge
Top 3 — F6S AI Fraud Detection Challenge
Mawarid Excellence Award
Frequently Ask Questions
Find quick answers to the most common questions about Dhahaby and how it works.
Is Dhahaby a lender?
No. Dhahaby provides the technology that enables licensed finance partners to lend securely.
Is it safe?
Yes — assets are appraised by certified jewellers, stored in insured vaults, and recorded immutably on blockchain.
Is it regulated?
Dhahaby operates within UAE, Qatar, and KSA frameworks, engaging with Central Bank sandboxes for compliance and consumer protection.
Contact Us
support@dhahaby.com
Operating from Dubai & Doha
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